IRAS 9% GST READY Pre-configured standard-rated, zero-rated, and exempt tax codes with PayNow SG QR.
IRAS 9% GST Form 5 Verified • PayNow SG QR Embedded

Singapore’s Sovereign Accounting SaaS for SMEs & Practices

Automate IRAS GST Form 5 filings, issue PayNow QR e-invoices, and auto-post payroll journals seamlessly from StraitsHR.

See Why SMEs Switch
IRAS Form 5 Auto-Calculator
PayNow SG QR Invoicing
1-Click StraitsHR Sync
Multi-Entity Agency Portal
app.straitsledger.sg • Acme Tech Pte. Ltd. (UEN: 202418920K)
IRAS 9% GST Active
Q3 Operating Revenue
S$ 248,920.00
+18.4% vs Q2
IRAS Form 5 Net Payable
S$ 14,210.50
Due 31 Oct 2026
PayNow SGQR Invoicing
S$ 82,450.00
Instant Bank Settled
StraitsHR Payroll Sync
S$ 42,100.00
14 Pax • CPF Posted
IRAS GST Return (Form 5)
Pre-Audit Verified
Box 1: Standard-Rated Supplies (9%) S$ 215,000.00
Box 6: Output Tax Due S$ 19,350.00
Box 7: Input Tax & Import Claimed -S$ 5,139.50
Box 8: Net GST to be Paid to IRAS S$ 14,210.50
Singapore Smart Feeds Live Sync
QR
DBS PayNow Inbound
Temasek Marine • Auto-reconciled
+S$ 4,895.00
HR
StraitsHR Payroll Sync
CPF (17%) & SDL Journal Posted
-S$ 42,100.00
PE
InvoiceNow (Peppol)
GovTech Singapore • E-Tax Ack
+S$ 18,200.00
MAS TRM Guidelines Aligned Audit-Trail Ready

DIRECT INTEGRATION WITH SINGAPORE'S BANKING & CLEARING RAILS

DBS IDEAL Bank Feeds & GIRO
OCBC Velocity Corporate Sync
UOB Infinity GIRO Batch Pay
PayNow SGQR Instant Settlement
InvoiceNow IMDA Peppol Network
StanChart Straight2Bank CSV
100%
IRAS 9% GST Form 5 Compliant
< 60 Sec
StraitsHR Monthly Payroll Sync
256-Bit
Bank-Grade TLS / SSL Encryption
SG Sovereign
Singapore PDPA & MAS TRM Aligned

Built For Singapore Compliance

Everything You Need to Run Your Business Finance

Engineered specifically around Singapore corporate statutory reporting, IRAS tax codes, and banking rails.

IRAS E-TAX READY

IRAS 9% GST Form 5

Pre-configured 9% standard-rated, zero-rated, and exempt tax categories. Auto-populate Boxes 1 through 8 for instant IRAS portal filing without manual spreadsheets.

SGQR • PEPPOL

PayNow & InvoiceNow

Embed PayNow Corporate SGQR codes on customer PDF invoices for 1-scan payment collection. Fully compliant with Singapore IMDA Peppol InvoiceNow standard.

STRAITS SUITE ECOSYSTEM

1-Click StraitsHR Sync

Seamless 1-click sync of monthly wages, employer CPF (17%), and SDL from StraitsHR directly into StraitsLedger General Ledger. Zero duplicate journal entries.

MAS EXCHANGE FEEDS

Multi-Currency Ledger

Full multi-currency support (SGD, USD, MYR, EUR, GBP) with automatic realized and unrealized FX gain/loss computations aligned with Singapore accounting standards (SFRS).

DBS • OCBC • UOB

Bank & GIRO Reconciliation

Import standard corporate bank statements and export GIRO payment files. Smart matching reconciles invoices, bills, and payroll disbursements in minutes.

FOR CORPORATE PRACTICES

Multi-Entity Portal

Designed for corporate secretaries, accounting firms, and conglomerates managing multiple Singapore UENs under a unified console with granular team permissions.

Built From Scratch For Singapore

Why Modern Businesses Choose StraitsLedger

See how StraitsLedger compares to generic legacy accounting software and fragmented spreadsheets.

Core Capability
StraitsLedger Sovereign SG
Legacy Cloud SaaS
(Xero / QuickBooks)
Manual Spreadsheets
(Excel / Google Sheets)
IRAS 9% GST Form 5 Reporting
Automated Box 1–8 computation with standard/exempt codes
Native 1-Click e-Tax Return Requires manual setup or costly 3rd-party tax app High risk of formula error & IRAS audit penalty
PayNow Corporate SGQR on Invoices
Instant mobile banking QR embedded directly on customer invoices
Included Standard (Instant Recon) Requires external Stripe/integrator add-on with fees Static text UEN, zero automated reconciliation
InvoiceNow (Peppol) Direct E-Invoicing
Compliant with IMDA statutory framework for e-invoicing
Native IMDA Peppol Compliant Multi-step setup with secondary access point gate Not supported
1-Click Payroll & CPF Journal Sync
Auto-post wages, employer CPF (17%), and SDL from HR into General Ledger
Native Sync with StraitsHR Manual journal entry or S$80+/mo payroll plugin Manual copy-paste across separate workbooks
Pricing Transparency & FX Fees
True total cost of ownership for a growing Singapore SME
Transparent SGD (From S$19/mo) Starts at S$70+/mo + surcharge for multi-currency Zero software cost, but 20+ hours of lost admin time
Data Sovereignty & Privacy (PDPA)
Singapore corporate data residency and strict regulatory jurisdiction
Singapore Sovereign Cloud Foreign multi-tenant cloud storage Unencrypted files vulnerable to device loss
Effortless Onboarding

Switch in Under 5 Minutes

Worried about migrating from Xero, QuickBooks, or Excel? Our Singapore auto-mapper transfers your historical data with zero downtime.

1

Export Current Data

Download your existing Chart of Accounts, Customers, Suppliers, and historical transactions from Xero, QuickBooks, or Excel as a standard CSV.

Standard CSV • Excel Supported
2
AUTO-MAP

1-Click Smart Mapping

StraitsLedger automatically aligns your ledger codes with Singapore Financial Reporting Standards (SFRS) and applies current IRAS 9% GST rules in seconds.

Automated SFRS & GST Alignment
3

Reconcile & Invoice

Connect your DBS, OCBC, or UOB bank statement, verify your opening balance, and issue your first PayNow SGQR e-invoice immediately.

Ready for Immediate Invoicing

Need Migration Assistance?

Our Singapore support team provides complimentary assisted migration for all Business Pro and Practice accounts.

Part of the Straits Operating Platform

The Unified Straits Business Suite

A sovereign trio of Singapore business solutions engineered to communicate natively under one unified login.

Simple & Transparent Pricing

Predictable Plans for Growing Singapore Businesses

All plans include 14-day free trial. No credit card required. Cancel anytime.

Micro-SME Starter

For early-stage Singapore businesses

S$ 19 / month
  • Up to 50 Sales Invoices / mo
  • IRAS 9% GST Form 5 Calculator
  • PayNow SG QR Invoicing
  • 1 Free Accountant Seat
Most Popular

Business Pro

Includes StraitsHR Payroll Sync

S$ 49 / month
  • Unlimited Invoices & Expenses
  • IRAS GST Form 5 Auto-Filing Export
  • 1-Click StraitsHR Payroll Sync
  • Multi-Currency SGD/USD/MYR
  • Free Assisted Data Migration

Accounting Practice

For firms managing multiple client UENs

S$ 89 / month
  • Multi-Entity Client Portal (10 UENs)
  • Batch IRAS GST Return Export
  • InvoiceNow Peppol Access Point
  • Priority Dedicated Support
Frequently Asked Questions

Clear Answers to Common Questions

Everything you need to know about IRAS compliance, data security, and seamless migration.

Is StraitsLedger accepted by IRAS for corporate GST filing?
Yes. StraitsLedger is engineered specifically around Singapore GST tax legislation. The system automatically categorizes your transactions into standard-rated (9%), zero-rated, and exempt supplies, generating accurate figures for Boxes 1 through 8 on IRAS Form 5. You can export complete IRAS audit trails and e-Tax files for instant online submission.
Can my external accountant or tax agent access my accounts?
Yes. Every StraitsLedger subscription includes complimentary accountant and bookkeeper access. You can invite your external certified accountant or corporate secretarial provider with tailored roles (Auditor, Bookkeeper, or Administrator) without paying for extra software seats.
How does StraitsLedger integrate with StraitsHR for payroll and CPF?
Because StraitsLedger and StraitsHR are built on the same sovereign Straits Business Suite architecture, monthly payroll runs automatically generate balanced double-entry journals. With 1 click, gross wages, employer CPF contributions (17%), employee CPF deductions (20%), and Skills Development Levy (SDL) are posted directly into your General Ledger without manual re-keying.
Can I import statements from DBS, OCBC, and UOB corporate accounts?
Yes. StraitsLedger supports statement import formats from all major Singapore financial institutions, including DBS IDEAL, OCBC Velocity, UOB Infinity, and Standard Chartered. The system’s reconciliation engine matches customer payments, PayNow settlement references, and vendor bills automatically.
What happens if I ever decide to leave? Is my data locked in?
You retain 100% ownership of your business data at all times. There is zero vendor lock-in. You can download complete ledger archives, balance sheets, profit & loss statements, and invoice attachments in open CSV and PDF formats whenever you wish.
Is our company data hosted securely in Singapore?
Yes. All data is stored in ISO 27001-certified infrastructure with local Singapore data residency, fully complying with Singapore’s Personal Data Protection Act (PDPA) and aligning with Monetary Authority of Singapore (MAS) Technology Risk Management guidelines. All connections are secured via 256-bit TLS/SSL encryption.

Still have questions about Singapore tax rules or data migration?

Speak with our Singapore Accounting Specialists